The IARFC announces a partner program with The Standard Insurance Company and Michael Insurance Planning Company to offer Life, AD&D and LTD for members and their families. Eligibility is based on current membership with the IARFC.
Effective immediately, key benefits include:
- highly affordable premiums with core coverage;
- guaranteed issue/no medical or financial underwriting;
- competitive premiums designed for consultants;
- travel benefits and employee assistance programs.
For new members, these plans are available up to 30 days after joining the Association with no medical form required – guaranteed issue up to $250,000.
For current members and those who go past the 30 days, applicants must provide medical history. There is no physical required, but the questionnaire is in depth and then sent to underwriting to make a determination. Medical questionnaires vary from state to state. This is a substantial benefit to provide for staff associates.
“We feel this is an excellent option for those members who do not have access to large group insurance rates,” related Chairman H. Stephen Bailey. “Protection against life’s emergencies and illnesses is essential for everyone – client and consultant alike. I especially encourage new members to meet the 30 day enrollment requirement and sign up immediately.”