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Spring Issue of Financial Academic Journal Now Available

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Spring Journal of Personal Finance

The 2020 Spring Issue of the Journal of Personal Finance (JPF) is now available from the International Association of Registered Financial Consultants (IARFC®). The techniques, strategies and research contained in this academic journal are intended to support financial literacy whether it be directed to consumers, educators, or professional financial consultants.

The JPF editor, Dr. Benjamin F. Cummings, CFP®, RFC® is an Associate Professor of Behavioral Finance at the American College of Financial Services. He has completed award-winning research on the use and value of financial advice and has been quoted in the media, including in MarketWatch and USA Today. His primary responsibilities include teaching behavioral finance in the Financial and Retirement Planning Ph.D. program and advising doctoral candidates on dissertation research. His research focuses on making retirement, charitable, tax and investment decision.

“The Spring issue of the Journal of Personal Finance includes some intriguing research covering a wide array of topics,” comments Dr. Cummings. “The articles really encourage its readers to think differently about financial planning. We hope you take some time to read this issue.”

The following six articles are included the 2020 edition, Volume 19, Issue 1:

  • Changes in Household Net Financial Assets After the Great Recession: Did Financial Planners Make a Difference
  • The Relationship Between Financial Advisors Designations and Misconduct
  • Financial Risk Tolerance Among White and Hispanic Households
  • Framing Longevity Income
  • Financial Capability as a Determinant of Health
  • The Impact of Financial Software Use on Financial Literacy Education – Evidence from China

“Personally, I read the Journal of Personal Finance from cover to cover,” comments IARFC Trustee Chair and CEO, H. Stephen Bailey, MRFC®. “The academic research presented in the articles provide thought provoking concepts and facts that help me evaluate my practice and the methods I use to interact with my clients. It has been a valuable benefit to our members throughout the years.”

Initiated in 2002, the Journal of Personal Finance has grown in scope, acceptance and recognition among practitioners and academicians. The JPF welcomes articles from practicing financial professionals and consultants about financial products and services, client relationships, retirement planning, long-term care, practice management, and firm operational efficiencies.

For members of the IARFC, the JPF is a benefit and a source of continuing education credits. Members can take the IARFC Journal of Personal Finance Online CE quizzes. Two hours of IARFC CE will be awarded to members who achieves a score of 70% or higher per quiz. To order a hard copy or electronic version of the Journal of Personal Finance, to find out more information or to review article submission guidelines, go to or contact the editor. Register to take the CE quiz at the IARFC Store.


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